Over 70 federal statutory schemes touch on some aspect of consumer protection. This is a selective list (click on the "Pub. L." citation for a free online copy of the law as enacted; "U.S.C." link[s] for current codified/amended version):
- Consumer Leasing Act of 1976, Pub. L. No. 94-240, 90 Stat. 257 (1976) (codified as amended at 15 U.S.C. § 1667 et seq.)
- Dodd-Frank Wall Street Reform and Consumer Protection Act, Pub. L. No. 111-203, titles X & XIV, 124 Stat. 1376 (2010) (codified as amended at 12 U.S.C. §§ 5301, 5481-5603)
- Electronic Fund Transfer Act, Pub. L. No. 95-630, title XX, § 2001 92 Stat. 3728 (1978) (codified as amended at 15 U.S.C. § 1693 et seq.)
- Equal Credit Opportunity Act, Pub. L. No. 93-495, title V, 88 Stat. 1500, 1521 (1974) (codified as amended at 15 U.S.C. § 1691 et seq.)
- Fair Credit Reporting Act, Pub. L. No. 91-508, title VI, § 601, 84 Stat. 1128 (1970) (codified as amended at 15 U.S.C. § 1681 et seq.)
- Fair Debt Collection Practices Act, Pub. L. No. 95-109, 91 Stat. 874 (1977) (codified as amended at 15 U.S.C. § 1692 et seq.)
- Federal Deposit Insurance Act, Pub. L. No. 81-797, 64 Stat. 873 (1950) (codified as amended at 12 U.S.C. § 1831t)
- Gramm-Leach-Bliley Act, Pub. L. No. 106-102, 113 Stat. 1338 (1999) (codified at 15 U.S.C. § 6801 et seq.)
- Home Mortgage Disclosure Act of 1975, Pub. L. No. 94-200, 89 Stat. 1125 (1975) (codified as amended at 12 U.S.C. § 2801 et seq.)
- Home Owners Protection Act of 1998, Pub. L. No. 105-216, 112 Stat. 897 (1998) (codified at 12 U.S.C. § 4901 et seq.)
- Real Estate Settlement Procedures Act of 1974, Pub. L. No. 93-533, 88 Stat. 1724 (1974) (codified as amended at 12 U.S.C. § 2601 et seq.)
- Truth in Lending Act, Pub. L. No. 90-321, 82 Stat. 146 (1968) (codified as amended at 15 U.S.C. § 1601 et seq.)
- Truth in Savings Act, Pub. L. No. 102-242, 105 Stat. 2236 (1991) (codified as amended at 12 U.S.C. § 4301 et seq.)
Statutes enforced or administered by the Federal Trade Commission
The FTC maintains a searchable Legal Library: Statutes listing the over 80 consumer protection laws for which the agency has enforcement or administrative responsibilities.
